SUMMONS WITH NOTICE -SUPREME COURT STATE OF NEW YORK COUNTY OF MONROE CITIZENS BANK, N.A., Plaintiff, CHARLES MCEWEN; -against- CITIBANK, N.A. s/b/m to Department Stores National Bank; and PEOPLE OF THE STATE OF NEW YORK by and through the Commissioner of Taxation of Finance, Index No. E2026004977 Defendants. TO: CHARLES MCEWEN: YOU ARE HEREBY SUMMONED and required to serve upon plaintiff's attorneys an answer to the complaint in this action within twenty (20) days after the service of this summons, exclusive of the day of service, or within thirty (30) days after service is complete if the summons is not personally served upon you within the State of New York. The United States, if designated a defendant on this action, may appear or answer within sixty (60) days of service. In case of your failure to answer, judgment will be taken against you for the relief demanded in the complaint. The basis of the venue designated is that the mortgaged property is located in Monroe County. TO: CHARLES MCEWEN: The foregoing summons is served upon you by publication pursuant to an Order of the Hon James E. Walsh, Jr., Justice of the Supreme Court of the State of New York, dated the 1st day of October, 2026, and filed with the complaint and other papers in the Office of the Clerk of Monroe County. This is an action for foreclosure of a mortgage made by Charles McEwen to Citizens Bank, N.A., in the original amount of $56,000.00 with interest, dated September 10, 2015, and recorded September 25, 2015 in the Monroe County Clerk's Office in Book 26319, page 330. The relief sought is the foreclosure of the mortgage lien and the public sale of the mortgaged premises and in case of your failure to appear, judgment may be taken against you extinguishing any interest or judgment lien you may have in the mortgaged premises. The premises indexed in this action are described and commonly known as 1477 Ridgeway Avenue, Town of Greece, County of Monroe, State of New York 14615 (SBL#: 089.12-2-20). A copy of the full legal description can be obtained by contacting counsel below. Dated: October 22, 2026 Albany, New York COOPER ERVING & SAVAGE LLP BY: Pinchas E. Raul, Esq. Attorneys for Plaintiff 20 Corporate Woods Blvd., Suite 501 Albany, New York 12211 (518) 449-3900 Praul@coopererving.com 4207405 11-2-9-16-23-4t